Call reports 2017
TOWN & COUNTRY BANK — 2017
What TOWN & COUNTRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 531,609,000 | 525,403,000 | 517,022,000 | 511,723,000 |
| Total loans | 374,971,000 | 379,036,000 | 376,175,000 | 381,700,000 |
| Allowance for loan losses | 4,845,000 | 4,660,000 | 4,643,000 | 4,638,000 |
| Securities available for sale | 81,329,000 | 85,706,000 | 85,178,000 | 83,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,613,000 | 448,675,000 | 439,712,000 | 434,243,000 |
| Interest-bearing deposits | 367,694,000 | 364,486,000 | 356,660,000 | 352,411,000 |
| Noninterest-bearing deposits | 85,919,000 | 84,189,000 | 83,052,000 | 81,832,000 |
| Equity capital | 59,104,000 | 59,790,000 | 60,577,000 | 61,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,891,000 | 9,973,000 | 15,100,000 | 20,286,000 |
| Interest expense | 442,000 | 898,000 | 1,363,000 | 1,823,000 |
| Net interest income | 4,449,000 | 9,075,000 | 13,737,000 | 18,463,000 |
| Noninterest income | 1,041,000 | 2,053,000 | 3,034,000 | 4,102,000 |
| Noninterest expense | 3,640,000 | 7,222,000 | 10,884,000 | 14,644,000 |
| Provision for loan losses | -1,000 | -2,000 | -3,000 | -4,000 |
| Pretax income | 1,851,000 | 3,908,000 | 6,003,000 | 8,038,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,851,000 | 3,908,000 | 6,003,000 | 8,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,883,000 | 54,194,000 | 55,312,000 | 56,729,000 |
| Total capital | 58,194,000 | 58,570,000 | 59,675,000 | 61,149,000 |
| Risk-weighted assets | 344,378,000 | 349,843,000 | 348,677,000 | 353,384,000 |