Call reports 2015
TOWN & COUNTRY BANK — 2015
What TOWN & COUNTRY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 519,783,000 | 508,914,000 | 503,474,000 | 505,193,000 |
| Total loans | 366,518,000 | 369,162,000 | 367,037,000 | 368,433,000 |
| Allowance for loan losses | 5,587,000 | 5,567,000 | 5,492,000 | 5,406,000 |
| Securities available for sale | 87,591,000 | 85,074,000 | 85,614,000 | 86,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,517,000 | 426,914,000 | 422,646,000 | 421,314,000 |
| Interest-bearing deposits | 366,865,000 | 355,799,000 | 353,381,000 | 350,615,000 |
| Noninterest-bearing deposits | 71,652,000 | 71,115,000 | 69,265,000 | 70,699,000 |
| Equity capital | 61,425,000 | 60,514,000 | 62,057,000 | 61,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,943,000 | 9,981,000 | 15,031,000 | 20,039,000 |
| Interest expense | 499,000 | 977,000 | 1,440,000 | 1,889,000 |
| Net interest income | 4,444,000 | 9,004,000 | 13,591,000 | 18,150,000 |
| Noninterest income | 966,000 | 1,871,000 | 2,797,000 | 4,018,000 |
| Noninterest expense | 3,575,000 | 7,138,000 | 10,795,000 | 14,486,000 |
| Provision for loan losses | 19,000 | 19,000 | 19,000 | 19,000 |
| Pretax income | 1,917,000 | 3,818,000 | 5,674,000 | 7,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,917,000 | 3,818,000 | 5,674,000 | 7,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,764,000 | 54,517,000 | 55,737,000 | 55,902,000 |
| Total capital | 58,763,000 | 58,641,000 | 59,892,000 | 60,147,000 |
| Risk-weighted assets | 318,420,000 | 328,364,000 | 331,056,000 | 338,445,000 |