Call reports 2014
TOWN & COUNTRY BANK — 2014
What TOWN & COUNTRY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 520,060,000 | 503,821,000 | 507,641,000 | 507,034,000 |
| Total loans | 368,013,000 | 370,177,000 | 361,665,000 | 361,233,000 |
| Allowance for loan losses | 5,587,000 | 5,592,000 | 5,699,000 | 5,601,000 |
| Securities available for sale | 89,902,000 | 90,476,000 | 92,156,000 | 94,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,755,000 | 422,306,000 | 423,761,000 | 425,277,000 |
| Interest-bearing deposits | 370,151,000 | 360,646,000 | 359,054,000 | 357,204,000 |
| Noninterest-bearing deposits | 62,604,000 | 61,660,000 | 64,707,000 | 68,073,000 |
| Equity capital | 59,884,000 | 58,647,000 | 59,594,000 | 60,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,124,000 | 10,291,000 | 15,445,000 | 20,519,000 |
| Interest expense | 597,000 | 1,135,000 | 1,662,000 | 2,166,000 |
| Net interest income | 4,527,000 | 9,156,000 | 13,783,000 | 18,353,000 |
| Noninterest income | 1,030,000 | 1,998,000 | 2,820,000 | 3,890,000 |
| Noninterest expense | 3,492,000 | 7,051,000 | 10,783,000 | 14,495,000 |
| Provision for loan losses | 124,000 | 306,000 | 401,000 | 403,000 |
| Pretax income | 1,941,000 | 3,797,000 | 5,419,000 | 7,349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,941,000 | 3,797,000 | 5,419,000 | 7,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,834,000 | 52,428,000 | 53,297,000 | 53,654,000 |
| Total capital | 57,601,000 | 56,265,000 | 57,104,000 | 57,442,000 |
| Risk-weighted assets | 299,577,000 | 305,128,000 | 303,017,000 | 301,815,000 |