Call reports 2012
TOWN & COUNTRY BANK — 2012
What TOWN & COUNTRY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 526,914,000 | 522,944,000 | 512,259,000 | 516,265,000 |
| Total loans | 369,604,000 | 373,730,000 | 384,196,000 | 384,574,000 |
| Allowance for loan losses | 5,310,000 | 5,349,000 | 5,527,000 | 5,337,000 |
| Securities available for sale | 95,087,000 | 100,180,000 | 94,919,000 | 84,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,123,000 | 447,086,000 | 425,917,000 | 426,657,000 |
| Interest-bearing deposits | 392,415,000 | 392,316,000 | 373,135,000 | 372,524,000 |
| Noninterest-bearing deposits | 57,708,000 | 54,770,000 | 52,782,000 | 54,133,000 |
| Equity capital | 58,659,000 | 57,872,000 | 59,297,000 | 59,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,706,000 | 11,385,000 | 17,056,000 | 22,654,000 |
| Interest expense | 1,032,000 | 1,996,000 | 2,906,000 | 3,769,000 |
| Net interest income | 4,674,000 | 9,389,000 | 14,150,000 | 18,885,000 |
| Noninterest income | 791,000 | 1,648,000 | 2,505,000 | 3,486,000 |
| Noninterest expense | 3,423,000 | 6,684,000 | 10,029,000 | 13,523,000 |
| Provision for loan losses | 108,000 | 251,000 | 455,000 | 675,000 |
| Pretax income | 1,934,000 | 4,102,000 | 6,171,000 | 8,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,934,000 | 4,102,000 | 6,171,000 | 8,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,827,000 | 49,946,000 | 51,202,000 | 51,835,000 |
| Total capital | 54,519,000 | 53,685,000 | 55,017,000 | 55,666,000 |
| Risk-weighted assets | 293,705,000 | 297,433,000 | 303,486,000 | 305,004,000 |