Call reports 2011
TOWN & COUNTRY BANK — 2011
What TOWN & COUNTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 514,280,000 | 512,821,000 | 518,150,000 | 519,276,000 |
| Total loans | 373,576,000 | 370,694,000 | 365,963,000 | 363,326,000 |
| Allowance for loan losses | 5,120,000 | 5,030,000 | 5,202,000 | 5,247,000 |
| Securities available for sale | 76,690,000 | 83,153,000 | 83,584,000 | 89,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,575,000 | 439,078,000 | 441,101,000 | 444,914,000 |
| Interest-bearing deposits | 394,566,000 | 392,537,000 | 392,608,000 | 390,886,000 |
| Noninterest-bearing deposits | 45,009,000 | 46,541,000 | 48,493,000 | 54,028,000 |
| Equity capital | 56,905,000 | 56,260,000 | 57,783,000 | 57,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,985,000 | 11,983,000 | 17,987,000 | 23,827,000 |
| Interest expense | 1,371,000 | 2,696,000 | 3,932,000 | 5,069,000 |
| Net interest income | 4,614,000 | 9,287,000 | 14,055,000 | 18,758,000 |
| Noninterest income | 733,000 | 1,496,000 | 2,147,000 | 3,002,000 |
| Noninterest expense | 3,118,000 | 6,269,000 | 9,449,000 | 12,840,000 |
| Provision for loan losses | 215,000 | 369,000 | 687,000 | 861,000 |
| Pretax income | 2,014,000 | 4,145,000 | 6,066,000 | 8,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,014,000 | 4,145,000 | 6,066,000 | 8,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,706,000 | 48,602,000 | 49,629,000 | 49,812,000 |
| Total capital | 53,429,000 | 52,298,000 | 53,288,000 | 53,439,000 |
| Risk-weighted assets | 296,494,000 | 294,422,000 | 291,173,000 | 288,524,000 |