Call reports 2010
TOWN & COUNTRY BANK — 2010
What TOWN & COUNTRY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 486,819,000 | 493,278,000 | 492,727,000 | 502,723,000 |
| Total loans | 368,201,000 | 373,577,000 | 378,957,000 | 377,965,000 |
| Allowance for loan losses | 4,751,000 | 4,836,000 | 4,897,000 | 5,003,000 |
| Securities available for sale | 77,656,000 | 76,666,000 | 77,027,000 | 76,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,028,000 | 411,650,000 | 417,899,000 | 430,222,000 |
| Interest-bearing deposits | 372,866,000 | 366,429,000 | 373,488,000 | 385,541,000 |
| Noninterest-bearing deposits | 41,162,000 | 45,222,000 | 44,411,000 | 44,681,000 |
| Equity capital | 53,415,000 | 52,919,000 | 54,540,000 | 52,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,232,000 | 12,498,000 | 18,805,000 | 24,980,000 |
| Interest expense | 1,682,000 | 3,217,000 | 4,712,000 | 6,157,000 |
| Net interest income | 4,550,000 | 9,281,000 | 14,093,000 | 18,823,000 |
| Noninterest income | 673,000 | 1,442,000 | 2,183,000 | 3,101,000 |
| Noninterest expense | 2,748,000 | 5,674,000 | 8,732,000 | 12,682,000 |
| Provision for loan losses | 116,000 | 224,000 | 329,000 | 990,000 |
| Pretax income | 2,359,000 | 4,825,000 | 7,215,000 | 8,252,000 |
| Income tax | 6,000 | 20,000 | 34,000 | 45,000 |
| Net income | 2,353,000 | 4,805,000 | 7,181,000 | 8,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,744,000 | 45,069,000 | 46,490,000 | 45,777,000 |
| Total capital | 49,439,000 | 48,781,000 | 50,216,000 | 49,508,000 |
| Risk-weighted assets | 294,478,000 | 295,868,000 | 296,914,000 | 297,233,000 |