Call reports 2002
TOWN & COUNTRY BANK — 2002
What TOWN & COUNTRY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 230,536,000 | 236,599,000 | 242,592,000 | 240,514,000 |
| Total loans | 176,614,000 | 182,953,000 | 187,166,000 | 185,939,000 |
| Allowance for loan losses | 1,748,000 | 1,762,000 | 1,784,000 | 1,896,000 |
| Securities available for sale | 31,630,000 | 29,474,000 | 27,886,000 | 32,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,515,000 | 211,765,000 | 214,881,000 | 212,687,000 |
| Interest-bearing deposits | 183,425,000 | 186,646,000 | 190,962,000 | 190,238,000 |
| Noninterest-bearing deposits | 24,090,000 | 25,119,000 | 23,919,000 | 22,449,000 |
| Equity capital | 17,780,000 | 18,808,000 | 19,907,000 | 20,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,863,000 | 7,796,000 | 11,753,000 | 15,605,000 |
| Interest expense | 1,796,000 | 3,515,000 | 5,100,000 | 6,640,000 |
| Net interest income | 2,067,000 | 4,281,000 | 6,653,000 | 8,965,000 |
| Noninterest income | 413,000 | 860,000 | 1,342,000 | 2,595,000 |
| Noninterest expense | 1,393,000 | 2,828,000 | 4,197,000 | 6,024,000 |
| Provision for loan losses | 65,000 | 130,000 | 194,000 | 368,000 |
| Pretax income | 1,022,000 | 2,183,000 | 3,604,000 | 5,168,000 |
| Income tax | 344,000 | 749,000 | 1,115,000 | 1,767,000 |
| Net income | 678,000 | 1,434,000 | 2,489,000 | 3,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,251,000 | 18,007,000 | 19,062,000 | 20,158,000 |
| Total capital | 18,999,000 | 19,769,000 | 20,846,000 | 22,008,000 |
| Risk-weighted assets | 141,597,000 | 146,679,000 | 149,636,000 | 147,964,000 |