Call reports 2001
TOWN & COUNTRY BANK — 2001
What TOWN & COUNTRY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 203,068,000 | 206,666,000 | 216,509,000 | 220,245,000 |
| Total loans | 141,950,000 | 149,462,000 | 161,246,000 | 167,315,000 |
| Allowance for loan losses | 1,660,000 | 1,703,000 | 1,717,000 | 1,703,000 |
| Securities available for sale | 38,969,000 | 37,853,000 | 35,875,000 | 33,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,486,000 | 186,056,000 | 194,796,000 | 197,624,000 |
| Interest-bearing deposits | 161,391,000 | 164,894,000 | 172,429,000 | 174,547,000 |
| Noninterest-bearing deposits | 22,095,000 | 21,162,000 | 22,367,000 | 23,076,000 |
| Equity capital | 16,026,000 | 16,608,000 | 17,496,000 | 17,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,956,000 | 7,971,000 | 11,977,000 | 15,982,000 |
| Interest expense | 2,147,000 | 4,229,000 | 6,320,000 | 8,262,000 |
| Net interest income | 1,809,000 | 3,742,000 | 5,657,000 | 7,720,000 |
| Noninterest income | 381,000 | 716,000 | 1,151,000 | 1,594,000 |
| Noninterest expense | 1,374,000 | 2,711,000 | 3,935,000 | 5,410,000 |
| Provision for loan losses | 56,000 | 115,000 | 178,000 | 241,000 |
| Pretax income | 763,000 | 1,638,000 | 2,698,000 | 3,666,000 |
| Income tax | 251,000 | 568,000 | 955,000 | 1,271,000 |
| Net income | 512,000 | 1,070,000 | 1,743,000 | 2,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,472,000 | 16,045,000 | 16,731,000 | 17,398,000 |
| Total capital | 16,970,000 | 17,605,000 | 18,383,000 | 19,077,000 |
| Risk-weighted assets | 119,664,000 | 124,786,000 | 132,104,000 | 134,840,000 |