Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 246,397,000 | 248,621,000 | 240,688,000 | 250,886,000 |
| Total loans | 163,142,000 | 161,060,000 | 166,709,000 | 164,775,000 |
| Allowance for loan losses | 1,901,000 | 1,804,000 | 1,804,000 | 1,887,000 |
| Securities available for sale | 59,508,000 | 58,332,000 | 59,047,000 | 58,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,130,000 | 229,691,000 | 219,786,000 | 229,529,000 |
| Interest-bearing deposits | 181,998,000 | 181,264,000 | 171,425,000 | 184,098,000 |
| Noninterest-bearing deposits | 46,132,000 | 48,427,000 | 48,361,000 | 45,431,000 |
| Equity capital | 17,433,000 | 17,676,000 | 19,642,000 | 20,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,114,000 | 6,354,000 | 9,632,000 | 12,901,000 |
| Interest expense | 1,003,000 | 1,973,000 | 2,875,000 | 3,759,000 |
| Net interest income | 2,111,000 | 4,381,000 | 6,757,000 | 9,142,000 |
| Noninterest income | 605,000 | 1,187,000 | 1,813,000 | 2,439,000 |
| Noninterest expense | 1,758,000 | 3,619,000 | 5,451,000 | 7,376,000 |
| Provision for loan losses | 30,000 | -27,000 | 3,000 | 93,000 |
| Pretax income | 928,000 | 1,919,000 | 3,059,000 | 4,055,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 147,000 |
| Net income | 921,000 | 1,912,000 | 3,052,000 | 3,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,047,000 | 27,338,000 | 27,603,000 | 27,584,000 |