Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 254,637,000 | 247,475,000 | 239,928,000 | 244,986,000 |
| Total loans | 164,082,000 | 161,731,000 | 162,579,000 | 165,743,000 |
| Allowance for loan losses | 1,914,000 | 1,865,000 | 1,887,000 | 1,907,000 |
| Securities available for sale | 66,339,000 | 62,109,000 | 63,576,000 | 60,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,899,000 | 224,804,000 | 219,607,000 | 227,110,000 |
| Interest-bearing deposits | 176,578,000 | 171,193,000 | 174,917,000 | 180,924,000 |
| Noninterest-bearing deposits | 55,321,000 | 53,611,000 | 44,690,000 | 46,186,000 |
| Equity capital | 17,043,000 | 16,822,000 | 19,104,000 | 16,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,050,000 | 6,072,000 | 9,209,000 | 12,307,000 |
| Interest expense | 1,063,000 | 2,156,000 | 3,244,000 | 4,274,000 |
| Net interest income | 1,987,000 | 3,916,000 | 5,965,000 | 8,033,000 |
| Noninterest income | 496,000 | 1,023,000 | 1,627,000 | 2,229,000 |
| Noninterest expense | 1,698,000 | 3,494,000 | 5,316,000 | 7,102,000 |
| Provision for loan losses | 3,000 | 3,000 | 36,000 | 71,000 |
| Pretax income | 775,000 | 1,435,000 | 2,233,000 | 3,082,000 |
| Income tax | 0 | 0 | 0 | 102,000 |
| Net income | 775,000 | 1,435,000 | 2,233,000 | 2,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,947,000 | 26,906,000 | 26,953,000 | 26,926,000 |