Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 250,097,000 | 247,998,000 | 245,538,000 | 254,582,000 |
| Total loans | 161,845,000 | 161,687,000 | 162,273,000 | 160,788,000 |
| Allowance for loan losses | 1,870,000 | 1,911,000 | 1,952,000 | 1,919,000 |
| Securities available for sale | 69,860,000 | 67,525,000 | 63,657,000 | 67,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,234,000 | 231,010,000 | 230,923,000 | 236,238,000 |
| Interest-bearing deposits | 164,363,000 | 165,359,000 | 168,254,000 | 176,047,000 |
| Noninterest-bearing deposits | 67,871,000 | 65,651,000 | 62,669,000 | 60,191,000 |
| Equity capital | 17,021,000 | 16,279,000 | 13,665,000 | 17,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,447,000 | 8,276,000 | 11,228,000 |
| Interest expense | 493,000 | 1,113,000 | 1,918,000 | 2,807,000 |
| Net interest income | 2,187,000 | 4,334,000 | 6,358,000 | 8,421,000 |
| Noninterest income | 514,000 | 1,113,000 | 1,730,000 | 2,332,000 |
| Noninterest expense | 1,672,000 | 3,430,000 | 5,161,000 | 6,831,000 |
| Provision for loan losses | 60,000 | 110,000 | 170,000 | 180,000 |
| Pretax income | 969,000 | 1,907,000 | 2,757,000 | 3,742,000 |
| Income tax | 0 | 0 | 0 | 120,000 |
| Net income | 969,000 | 1,907,000 | 2,757,000 | 3,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,992,000 | 26,480,000 | 26,780,000 | 26,845,000 |