Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 263,368,000 | 259,378,000 | 254,158,000 | 258,058,000 |
| Total loans | 149,961,000 | 155,811,000 | 158,081,000 | 159,450,000 |
| Allowance for loan losses | 1,710,000 | 1,767,000 | 1,817,000 | 1,817,000 |
| Securities available for sale | 69,169,000 | 69,335,000 | 67,650,000 | 69,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,948,000 | 241,897,000 | 239,324,000 | 241,599,000 |
| Interest-bearing deposits | 176,968,000 | 172,605,000 | 165,704,000 | 170,671,000 |
| Noninterest-bearing deposits | 64,980,000 | 69,292,000 | 73,620,000 | 70,928,000 |
| Equity capital | 20,478,000 | 16,547,000 | 13,693,000 | 15,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,099,000 | 4,358,000 | 6,796,000 | 9,385,000 |
| Interest expense | 193,000 | 392,000 | 650,000 | 1,008,000 |
| Net interest income | 1,906,000 | 3,966,000 | 6,146,000 | 8,377,000 |
| Noninterest income | 542,000 | 1,105,000 | 1,709,000 | 2,300,000 |
| Noninterest expense | 1,676,000 | 3,438,000 | 5,252,000 | 6,945,000 |
| Provision for loan losses | 53,000 | 138,000 | 208,000 | 233,000 |
| Pretax income | 719,000 | 1,495,000 | 2,395,000 | 3,499,000 |
| Income tax | 0 | 0 | 0 | 104,000 |
| Net income | 719,000 | 1,495,000 | 2,395,000 | 3,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,998,000 | 25,323,000 | 25,624,000 | 25,823,000 |