Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 215,300,000 | 235,223,000 | 230,021,000 | 238,917,000 |
| Total loans | 154,524,000 | 158,741,000 | 155,205,000 | 150,714,000 |
| Allowance for loan losses | 1,676,000 | 1,834,000 | 1,846,000 | 1,723,000 |
| Securities available for sale | 34,625,000 | 39,293,000 | 42,449,000 | 45,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,955,000 | 206,907,000 | 201,120,000 | 210,316,000 |
| Interest-bearing deposits | 148,521,000 | 154,643,000 | 152,985,000 | 163,177,000 |
| Noninterest-bearing deposits | 40,434,000 | 52,264,000 | 48,135,000 | 47,139,000 |
| Equity capital | 22,171,000 | 24,519,000 | 24,998,000 | 25,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,393,000 | 4,906,000 | 7,144,000 | 9,320,000 |
| Interest expense | 336,000 | 620,000 | 864,000 | 1,090,000 |
| Net interest income | 2,057,000 | 4,286,000 | 6,280,000 | 8,230,000 |
| Noninterest income | 479,000 | 931,000 | 1,404,000 | 1,920,000 |
| Noninterest expense | 1,512,000 | 3,075,000 | 4,636,000 | 6,193,000 |
| Provision for loan losses | 90,000 | 265,000 | 309,000 | 354,000 |
| Pretax income | 934,000 | 1,877,000 | 2,739,000 | 3,603,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 934,000 | 1,877,000 | 2,739,000 | 3,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,473,000 | 22,990,000 | 23,427,000 | 23,342,000 |