Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,113,000 | 211,727,000 | 206,518,000 | 215,141,000 |
| Total loans | 154,502,000 | 156,759,000 | 155,555,000 | 160,321,000 |
| Allowance for loan losses | 1,537,000 | 1,557,000 | 1,562,000 | 1,606,000 |
| Securities available for sale | 37,712,000 | 37,752,000 | 37,273,000 | 37,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,342,000 | 184,115,000 | 178,548,000 | 187,282,000 |
| Interest-bearing deposits | 141,824,000 | 139,527,000 | 138,520,000 | 148,896,000 |
| Noninterest-bearing deposits | 39,518,000 | 44,588,000 | 40,028,000 | 38,386,000 |
| Equity capital | 22,036,000 | 22,684,000 | 23,055,000 | 23,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,892,000 | 7,372,000 | 9,836,000 |
| Interest expense | 327,000 | 663,000 | 1,027,000 | 1,369,000 |
| Net interest income | 2,100,000 | 4,229,000 | 6,345,000 | 8,467,000 |
| Noninterest income | 466,000 | 987,000 | 1,517,000 | 2,042,000 |
| Noninterest expense | 1,535,000 | 3,108,000 | 4,719,000 | 6,347,000 |
| Provision for loan losses | 60,000 | 110,000 | 160,000 | 240,000 |
| Pretax income | 971,000 | 1,998,000 | 2,983,000 | 3,922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 971,000 | 1,998,000 | 2,983,000 | 3,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,713,000 | 21,940,000 | 22,125,000 | 22,364,000 |
| Total capital | 23,250,000 | 23,497,000 | 23,687,000 | 23,970,000 |
| Risk-weighted assets | 139,811,000 | 140,958,000 | 139,545,000 | 144,978,000 |