Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 219,753,000 | 213,834,000 | 210,420,000 | 214,052,000 |
| Total loans | 151,166,000 | 150,867,000 | 153,771,000 | 154,351,000 |
| Allowance for loan losses | 1,509,000 | 1,483,000 | 1,498,000 | 1,531,000 |
| Securities available for sale | 34,491,000 | 36,429,000 | 37,387,000 | 39,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,695,000 | 182,409,000 | 180,019,000 | 183,869,000 |
| Interest-bearing deposits | 151,042,000 | 142,941,000 | 140,547,000 | 147,448,000 |
| Noninterest-bearing deposits | 37,653,000 | 39,468,000 | 39,472,000 | 36,421,000 |
| Equity capital | 20,801,000 | 21,069,000 | 21,085,000 | 21,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,765,000 | 7,224,000 | 9,693,000 |
| Interest expense | 268,000 | 538,000 | 837,000 | 1,141,000 |
| Net interest income | 2,098,000 | 4,227,000 | 6,387,000 | 8,552,000 |
| Noninterest income | 475,000 | 973,000 | 1,486,000 | 1,993,000 |
| Noninterest expense | 1,486,000 | 3,042,000 | 4,607,000 | 6,233,000 |
| Provision for loan losses | 18,000 | 35,000 | 118,000 | 202,000 |
| Pretax income | 1,069,000 | 2,123,000 | 3,148,000 | 4,110,000 |
| Income tax | 12,000 | 13,000 | 13,000 | 13,000 |
| Net income | 1,057,000 | 2,110,000 | 3,135,000 | 4,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,052,000 | 21,405,000 | 21,755,000 | 21,442,000 |
| Total capital | 22,561,000 | 22,888,000 | 23,253,000 | 22,973,000 |
| Risk-weighted assets | 140,340,000 | 137,817,000 | 139,532,000 | 139,726,000 |