Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 195,911,000 | 192,422,000 | 193,518,000 | 199,386,000 |
| Total loans | 149,696,000 | 147,740,000 | 149,593,000 | 151,690,000 |
| Allowance for loan losses | 1,545,000 | 1,522,000 | 1,478,000 | 1,388,000 |
| Securities available for sale | 29,884,000 | 31,280,000 | 29,861,000 | 30,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,343,000 | 160,393,000 | 160,962,000 | 167,663,000 |
| Interest-bearing deposits | 136,108,000 | 132,119,000 | 129,703,000 | 136,903,000 |
| Noninterest-bearing deposits | 28,235,000 | 28,274,000 | 31,259,000 | 30,760,000 |
| Equity capital | 20,236,000 | 20,577,000 | 20,845,000 | 20,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 4,387,000 | 6,575,000 | 8,792,000 |
| Interest expense | 226,000 | 458,000 | 686,000 | 915,000 |
| Net interest income | 1,989,000 | 3,929,000 | 5,889,000 | 7,877,000 |
| Noninterest income | 434,000 | 854,000 | 1,308,000 | 1,737,000 |
| Noninterest expense | 1,478,000 | 2,984,000 | 4,439,000 | 5,895,000 |
| Provision for loan losses | 91,000 | 106,000 | 168,000 | 292,000 |
| Pretax income | 854,000 | 1,693,000 | 2,590,000 | 3,427,000 |
| Income tax | 12,000 | 25,000 | 37,000 | 49,000 |
| Net income | 842,000 | 1,668,000 | 2,553,000 | 3,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,055,000 | 19,375,000 | 19,733,000 | 20,076,000 |
| Total capital | 20,600,000 | 20,897,000 | 21,211,000 | 21,464,000 |
| Risk-weighted assets | 135,504,000 | 134,089,000 | 137,604,000 | 139,954,000 |