Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 189,948,000 | 189,949,000 | 188,082,000 | 197,131,000 |
| Total loans | 144,441,000 | 142,409,000 | 146,363,000 | 147,550,000 |
| Allowance for loan losses | 1,497,000 | 1,481,000 | 1,441,000 | 1,475,000 |
| Securities available for sale | 36,952,000 | 34,930,000 | 33,709,000 | 32,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,670,000 | 158,328,000 | 155,046,000 | 165,784,000 |
| Interest-bearing deposits | 131,283,000 | 128,049,000 | 127,190,000 | 138,776,000 |
| Noninterest-bearing deposits | 26,387,000 | 30,279,000 | 27,856,000 | 27,008,000 |
| Equity capital | 20,907,000 | 20,229,000 | 20,214,000 | 20,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,430,000 | 6,617,000 | 8,858,000 |
| Interest expense | 217,000 | 430,000 | 644,000 | 859,000 |
| Net interest income | 2,006,000 | 4,000,000 | 5,973,000 | 7,999,000 |
| Noninterest income | 450,000 | 882,000 | 1,270,000 | 1,663,000 |
| Noninterest expense | 1,451,000 | 2,954,000 | 4,416,000 | 5,911,000 |
| Provision for loan losses | 90,000 | 181,000 | 265,000 | 367,000 |
| Pretax income | 915,000 | 1,747,000 | 2,562,000 | 3,384,000 |
| Income tax | 11,000 | 22,000 | 35,000 | 47,000 |
| Net income | 904,000 | 1,725,000 | 2,527,000 | 3,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,317,000 | 19,050,000 | 18,981,000 | 19,088,000 |
| Total capital | 20,814,000 | 20,531,000 | 20,422,000 | 20,563,000 |
| Risk-weighted assets | 129,014,000 | 128,760,000 | 133,051,000 | 133,864,000 |