Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 191,673,000 | 193,321,000 | 192,777,000 | 194,485,000 |
| Total loans | 142,266,000 | 143,077,000 | 146,366,000 | 146,241,000 |
| Allowance for loan losses | 1,498,000 | 1,652,000 | 1,662,000 | 1,455,000 |
| Securities available for sale | 40,434,000 | 40,130,000 | 39,375,000 | 38,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,490,000 | 161,750,000 | 156,605,000 | 163,196,000 |
| Interest-bearing deposits | 134,312,000 | 133,138,000 | 128,827,000 | 133,843,000 |
| Noninterest-bearing deposits | 26,178,000 | 28,612,000 | 27,778,000 | 29,353,000 |
| Equity capital | 20,065,000 | 20,483,000 | 20,784,000 | 20,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,578,000 | 6,837,000 | 9,137,000 |
| Interest expense | 316,000 | 644,000 | 885,000 | 1,110,000 |
| Net interest income | 2,003,000 | 3,934,000 | 5,952,000 | 8,027,000 |
| Noninterest income | 417,000 | 837,000 | 1,308,000 | 1,694,000 |
| Noninterest expense | 1,420,000 | 2,972,000 | 4,451,000 | 5,941,000 |
| Provision for loan losses | 104,000 | 298,000 | 434,000 | 540,000 |
| Pretax income | 896,000 | 1,501,000 | 2,375,000 | 3,240,000 |
| Income tax | 10,000 | 21,000 | 31,000 | 42,000 |
| Net income | 886,000 | 1,480,000 | 2,344,000 | 3,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,223,000 | 19,268,000 | 19,482,000 | 19,486,000 |
| Total capital | 20,721,000 | 20,861,000 | 21,108,000 | 20,941,000 |
| Risk-weighted assets | 127,685,000 | 127,377,000 | 130,058,000 | 130,188,000 |