Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 185,528,000 | 184,997,000 | 185,277,000 | 189,704,000 |
| Total loans | 133,811,000 | 134,991,000 | 133,700,000 | 140,379,000 |
| Allowance for loan losses | 1,437,000 | 1,414,000 | 1,384,000 | 1,401,000 |
| Securities available for sale | 40,658,000 | 39,735,000 | 41,142,000 | 41,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,175,000 | 158,053,000 | 157,804,000 | 162,480,000 |
| Interest-bearing deposits | 134,018,000 | 134,156,000 | 132,592,000 | 138,772,000 |
| Noninterest-bearing deposits | 24,157,000 | 23,897,000 | 25,212,000 | 23,708,000 |
| Equity capital | 20,930,000 | 20,182,000 | 20,372,000 | 19,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,577,000 | 6,841,000 | 9,148,000 |
| Interest expense | 402,000 | 749,000 | 1,051,000 | 1,341,000 |
| Net interest income | 1,869,000 | 3,828,000 | 5,790,000 | 7,807,000 |
| Noninterest income | 361,000 | 745,000 | 1,169,000 | 1,539,000 |
| Noninterest expense | 1,339,000 | 2,750,000 | 4,196,000 | 5,630,000 |
| Provision for loan losses | 59,000 | 105,000 | 170,000 | 331,000 |
| Pretax income | 832,000 | 1,718,000 | 2,593,000 | 3,385,000 |
| Income tax | 8,000 | 21,000 | 31,000 | 40,000 |
| Net income | 824,000 | 1,697,000 | 2,562,000 | 3,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,894,000 | 19,167,000 | 19,432,000 | 18,765,000 |
| Total capital | 20,331,000 | 20,581,000 | 20,816,000 | 20,166,000 |
| Risk-weighted assets | 122,405,000 | 124,425,000 | 123,572,000 | 128,079,000 |