Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 179,133,000 | 184,279,000 | 181,768,000 | 188,382,000 |
| Total loans | 124,732,000 | 127,295,000 | 127,109,000 | 131,441,000 |
| Allowance for loan losses | 1,513,000 | 1,508,000 | 1,362,000 | 1,385,000 |
| Securities available for sale | 39,689,000 | 40,384,000 | 43,247,000 | 40,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,421,000 | 155,509,000 | 152,368,000 | 161,231,000 |
| Interest-bearing deposits | 130,592,000 | 134,889,000 | 129,578,000 | 135,820,000 |
| Noninterest-bearing deposits | 19,829,000 | 20,620,000 | 22,790,000 | 25,411,000 |
| Equity capital | 19,804,000 | 20,364,000 | 20,785,000 | 20,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,644,000 | 6,957,000 | 9,261,000 |
| Interest expense | 523,000 | 1,007,000 | 1,426,000 | 1,818,000 |
| Net interest income | 1,795,000 | 3,637,000 | 5,531,000 | 7,443,000 |
| Noninterest income | 371,000 | 755,000 | 1,101,000 | 1,417,000 |
| Noninterest expense | 1,283,000 | 2,632,000 | 4,031,000 | 5,384,000 |
| Provision for loan losses | 49,000 | 57,000 | 212,000 | 299,000 |
| Pretax income | 834,000 | 1,703,000 | 2,389,000 | 3,177,000 |
| Income tax | 4,000 | 27,000 | 38,000 | 48,000 |
| Net income | 830,000 | 1,676,000 | 2,351,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,621,000 | 18,067,000 | 18,342,000 | 18,670,000 |
| Total capital | 19,076,000 | 19,550,000 | 19,704,000 | 20,055,000 |
| Risk-weighted assets | 116,346,000 | 118,584,000 | 118,381,000 | 121,001,000 |