Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 169,810,000 | 170,237,000 | 169,968,000 | 175,031,000 |
| Total loans | 124,077,000 | 125,777,000 | 124,658,000 | 124,549,000 |
| Allowance for loan losses | 1,580,000 | 1,535,000 | 1,489,000 | 1,511,000 |
| Securities available for sale | 34,812,000 | 36,933,000 | 37,900,000 | 36,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,637,000 | 139,942,000 | 142,364,000 | 148,604,000 |
| Interest-bearing deposits | 129,948,000 | 128,167,000 | 124,629,000 | 131,769,000 |
| Noninterest-bearing deposits | 11,689,000 | 11,775,000 | 17,735,000 | 16,835,000 |
| Equity capital | 17,946,000 | 18,674,000 | 19,428,000 | 19,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,360,000 | 4,759,000 | 7,189,000 | 9,560,000 |
| Interest expense | 562,000 | 1,080,000 | 1,599,000 | 2,095,000 |
| Net interest income | 1,798,000 | 3,679,000 | 5,590,000 | 7,465,000 |
| Noninterest income | 224,000 | 611,000 | 980,000 | 1,285,000 |
| Noninterest expense | 1,307,000 | 2,604,000 | 3,993,000 | 5,391,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 86,000 |
| Pretax income | 715,000 | 1,686,000 | 2,542,000 | 3,273,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 18,000 |
| Net income | 711,000 | 1,677,000 | 2,529,000 | 3,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,646,000 | 16,913,000 | 17,066,000 | 17,192,000 |
| Total capital | 18,076,000 | 18,369,000 | 18,526,000 | 18,645,000 |
| Risk-weighted assets | 114,261,000 | 116,384,000 | 116,801,000 | 116,157,000 |