Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 177,891,000 | 170,281,000 | 168,688,000 | 173,117,000 |
| Total loans | 126,011,000 | 126,222,000 | 127,670,000 | 126,750,000 |
| Allowance for loan losses | 1,474,000 | 1,525,000 | 1,554,000 | 1,581,000 |
| Securities available for sale | 37,684,000 | 36,334,000 | 33,422,000 | 38,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,683,000 | 138,802,000 | 137,831,000 | 144,737,000 |
| Interest-bearing deposits | 137,604,000 | 127,811,000 | 127,318,000 | 133,882,000 |
| Noninterest-bearing deposits | 11,079,000 | 10,991,000 | 10,513,000 | 10,855,000 |
| Equity capital | 18,194,000 | 18,339,000 | 18,465,000 | 17,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 5,011,000 | 7,516,000 | 9,987,000 |
| Interest expense | 658,000 | 1,289,000 | 1,911,000 | 2,503,000 |
| Net interest income | 1,864,000 | 3,722,000 | 5,605,000 | 7,484,000 |
| Noninterest income | 277,000 | 615,000 | 990,000 | 1,338,000 |
| Noninterest expense | 1,267,000 | 2,560,000 | 3,867,000 | 5,256,000 |
| Provision for loan losses | 59,000 | 120,000 | 182,000 | 243,000 |
| Pretax income | 855,000 | 1,697,000 | 2,586,000 | 3,363,000 |
| Income tax | 9,000 | 14,000 | 18,000 | 23,000 |
| Net income | 846,000 | 1,683,000 | 2,568,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,465,000 | 16,702,000 | 16,615,000 | 16,636,000 |
| Total capital | 17,939,000 | 18,162,000 | 18,086,000 | 18,108,000 |
| Risk-weighted assets | 118,448,000 | 116,739,000 | 117,557,000 | 117,655,000 |