Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 166,694,000 | 166,276,000 | 179,415,000 | 180,179,000 |
| Total loans | 121,118,000 | 123,295,000 | 125,549,000 | 127,734,000 |
| Allowance for loan losses | 1,314,000 | 1,410,000 | 1,438,000 | 1,439,000 |
| Securities available for sale | 38,068,000 | 35,943,000 | 45,346,000 | 44,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,452,000 | 136,615,000 | 147,358,000 | 148,328,000 |
| Interest-bearing deposits | 124,732,000 | 125,499,000 | 135,765,000 | 137,875,000 |
| Noninterest-bearing deposits | 10,720,000 | 11,116,000 | 11,593,000 | 10,453,000 |
| Equity capital | 15,838,000 | 15,940,000 | 17,243,000 | 17,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,571,000 | 5,116,000 | 7,674,000 | 10,285,000 |
| Interest expense | 841,000 | 1,613,000 | 2,322,000 | 2,969,000 |
| Net interest income | 1,730,000 | 3,503,000 | 5,352,000 | 7,316,000 |
| Noninterest income | 269,000 | 545,000 | 848,000 | 1,150,000 |
| Noninterest expense | 1,291,000 | 2,595,000 | 3,891,000 | 5,186,000 |
| Provision for loan losses | 90,000 | 181,000 | 227,000 | 273,000 |
| Pretax income | 618,000 | 1,272,000 | 2,082,000 | 3,007,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 615,000 | 1,266,000 | 2,073,000 | 2,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,764,000 | 15,190,000 | 15,597,000 | 16,119,000 |
| Total capital | 16,078,000 | 16,600,000 | 17,035,000 | 17,558,000 |
| Risk-weighted assets | 117,826,000 | 119,843,000 | 123,745,000 | 124,136,000 |