Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 152,422,000 | 167,716,000 | 167,538,000 | 171,705,000 |
| Total loans | 115,358,000 | 118,100,000 | 121,959,000 | 122,582,000 |
| Allowance for loan losses | 1,172,000 | 1,256,000 | 1,207,000 | 1,261,000 |
| Securities available for sale | 21,525,000 | 39,896,000 | 38,168,000 | 38,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,231,000 | 137,679,000 | 134,354,000 | 137,146,000 |
| Interest-bearing deposits | 114,034,000 | 125,985,000 | 123,435,000 | 125,613,000 |
| Noninterest-bearing deposits | 10,197,000 | 11,694,000 | 10,919,000 | 11,533,000 |
| Equity capital | 14,111,000 | 13,618,000 | 14,268,000 | 14,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,443,000 | 5,093,000 | 7,745,000 | 10,403,000 |
| Interest expense | 1,025,000 | 2,023,000 | 3,022,000 | 3,949,000 |
| Net interest income | 1,418,000 | 3,070,000 | 4,723,000 | 6,454,000 |
| Noninterest income | 302,000 | 624,000 | 933,000 | 1,199,000 |
| Noninterest expense | 1,188,000 | 2,414,000 | 3,769,000 | 5,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 237,000 |
| Pretax income | 532,000 | 1,285,000 | 1,892,000 | 2,248,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 530,000 | 1,281,000 | 1,887,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,611,000 | 13,864,000 | 14,245,000 | 14,374,000 |
| Total capital | 14,783,000 | 15,120,000 | 15,452,000 | 15,635,000 |
| Risk-weighted assets | 117,667,000 | 125,684,000 | 126,843,000 | 129,097,000 |