Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,808,000 | 142,945,000 | 145,098,000 | 148,052,000 |
| Total loans | 113,452,000 | 114,310,000 | 115,218,000 | 115,536,000 |
| Allowance for loan losses | 1,298,000 | 1,293,000 | 1,226,000 | 1,163,000 |
| Securities available for sale | 20,760,000 | 20,966,000 | 21,995,000 | 21,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,251,000 | 112,320,000 | 114,608,000 | 121,582,000 |
| Interest-bearing deposits | 94,124,000 | 101,095,000 | 103,271,000 | 110,931,000 |
| Noninterest-bearing deposits | 11,127,000 | 11,225,000 | 11,337,000 | 10,651,000 |
| Equity capital | 13,627,000 | 13,240,000 | 13,552,000 | 13,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,906,000 | 7,421,000 | 9,952,000 |
| Interest expense | 958,000 | 1,982,000 | 3,030,000 | 4,102,000 |
| Net interest income | 1,462,000 | 2,924,000 | 4,391,000 | 5,850,000 |
| Noninterest income | 261,000 | 525,000 | 815,000 | 1,123,000 |
| Noninterest expense | 1,118,000 | 2,276,000 | 3,504,000 | 4,771,000 |
| Provision for loan losses | 40,000 | 104,000 | 171,000 | 172,000 |
| Pretax income | 566,000 | 1,068,000 | 1,532,000 | 2,031,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 0 |
| Net income | 563,000 | 1,062,000 | 1,522,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,564,000 | 13,563,000 | 13,672,000 | 13,783,000 |
| Total capital | 14,862,000 | 14,856,000 | 14,898,000 | 14,946,000 |
| Risk-weighted assets | 113,236,000 | 108,198,000 | 118,019,000 | 117,107,000 |