Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 134,773,000 | 135,574,000 | 133,245,000 | 137,923,000 |
| Total loans | 109,971,000 | 105,894,000 | 108,770,000 | 111,411,000 |
| Allowance for loan losses | 1,270,000 | 1,314,000 | 1,330,000 | 1,270,000 |
| Securities available for sale | 17,775,000 | 18,606,000 | 18,148,000 | 19,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,171,000 | 108,932,000 | 104,032,000 | 107,591,000 |
| Interest-bearing deposits | 93,098,000 | 96,866,000 | 93,235,000 | 96,194,000 |
| Noninterest-bearing deposits | 11,073,000 | 12,066,000 | 10,797,000 | 11,397,000 |
| Equity capital | 13,060,000 | 13,174,000 | 13,746,000 | 13,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,272,000 | 4,586,000 | 6,943,000 | 9,323,000 |
| Interest expense | 729,000 | 1,511,000 | 2,335,000 | 3,230,000 |
| Net interest income | 1,543,000 | 3,075,000 | 4,608,000 | 6,093,000 |
| Noninterest income | 281,000 | 568,000 | 860,000 | 1,144,000 |
| Noninterest expense | 1,036,000 | 2,072,000 | 3,150,000 | 4,230,000 |
| Provision for loan losses | 86,000 | 155,000 | 167,000 | 206,000 |
| Pretax income | 702,000 | 1,416,000 | 2,151,000 | 2,801,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 699,000 | 1,410,000 | 2,141,000 | 2,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,187,000 | 13,448,000 | 13,754,000 | 13,601,000 |
| Total capital | 14,457,000 | 14,762,000 | 15,064,000 | 14,871,000 |
| Risk-weighted assets | 107,170,000 | 107,625,000 | 104,742,000 | 110,949,000 |