Call reports 2005
PEOPLES BANK — 2005
What PEOPLES BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 124,851,000 | 131,334,000 | 133,006,000 | 135,752,000 |
| Total loans | 99,582,000 | 104,613,000 | 108,209,000 | 109,825,000 |
| Allowance for loan losses | 1,223,000 | 1,275,000 | 1,270,000 | 1,471,000 |
| Securities available for sale | 17,482,000 | 20,056,000 | 18,627,000 | 17,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,919,000 | 102,672,000 | 103,077,000 | 109,534,000 |
| Interest-bearing deposits | 87,494,000 | 91,944,000 | 92,684,000 | 95,908,000 |
| Noninterest-bearing deposits | 10,425,000 | 10,728,000 | 10,393,000 | 13,626,000 |
| Equity capital | 12,431,000 | 12,636,000 | 12,743,000 | 12,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 4,038,000 | 6,239,000 | 8,508,000 |
| Interest expense | 549,000 | 1,136,000 | 1,778,000 | 2,461,000 |
| Net interest income | 1,411,000 | 2,902,000 | 4,461,000 | 6,047,000 |
| Noninterest income | 241,000 | 524,000 | 795,000 | 1,080,000 |
| Noninterest expense | 1,003,000 | 2,061,000 | 3,187,000 | 4,240,000 |
| Provision for loan losses | 69,000 | 170,000 | 261,000 | 558,000 |
| Pretax income | 580,000 | 1,195,000 | 1,808,000 | 2,329,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 577,000 | 1,189,000 | 1,798,000 | 2,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,399,000 | 12,536,000 | 12,671,000 | 12,788,000 |
| Total capital | 13,622,000 | 13,811,000 | 13,941,000 | 14,128,000 |
| Risk-weighted assets | 100,625,000 | 102,806,000 | 108,099,000 | 107,084,000 |