Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 121,232,000 | 123,738,000 | 126,191,000 | 126,813,000 |
| Total loans | 96,974,000 | 100,021,000 | 102,427,000 | 101,839,000 |
| Allowance for loan losses | 1,211,000 | 1,273,000 | 1,278,000 | 1,212,000 |
| Securities available for sale | 15,107,000 | 14,239,000 | 15,328,000 | 15,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,900,000 | 96,416,000 | 97,545,000 | 98,240,000 |
| Interest-bearing deposits | 84,643,000 | 85,849,000 | 86,319,000 | 87,422,000 |
| Noninterest-bearing deposits | 9,257,000 | 10,567,000 | 11,226,000 | 10,818,000 |
| Equity capital | 12,323,000 | 12,105,000 | 12,368,000 | 12,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,884,000 | 3,764,000 | 5,686,000 | 7,671,000 |
| Interest expense | 511,000 | 1,034,000 | 1,581,000 | 2,125,000 |
| Net interest income | 1,373,000 | 2,730,000 | 4,105,000 | 5,546,000 |
| Noninterest income | 283,000 | 608,000 | 936,000 | 1,194,000 |
| Noninterest expense | 963,000 | 1,974,000 | 3,060,000 | 4,104,000 |
| Provision for loan losses | 69,000 | 156,000 | 239,000 | 323,000 |
| Pretax income | 624,000 | 1,208,000 | 1,742,000 | 2,313,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 13,000 |
| Net income | 621,000 | 1,201,000 | 1,732,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,988,000 | 12,048,000 | 12,179,000 | 12,297,000 |
| Total capital | 13,199,000 | 13,321,000 | 13,457,000 | 13,501,000 |
| Risk-weighted assets | 99,678,000 | 102,525,000 | 104,802,000 | 96,322,000 |