Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 115,683,000 | 119,514,000 | 119,729,000 | 119,089,000 |
| Total loans | 96,408,000 | 96,574,000 | 95,901,000 | 98,516,000 |
| Allowance for loan losses | 1,212,000 | 1,210,000 | 1,156,000 | 1,144,000 |
| Securities available for sale | 9,781,000 | 11,036,000 | 13,326,000 | 15,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,498,000 | 95,264,000 | 95,826,000 | 92,334,000 |
| Interest-bearing deposits | 83,907,000 | 86,809,000 | 87,746,000 | 82,671,000 |
| Noninterest-bearing deposits | 7,591,000 | 8,455,000 | 8,080,000 | 9,663,000 |
| Equity capital | 12,026,000 | 12,129,000 | 12,116,000 | 12,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,905,000 | 5,830,000 | 7,705,000 |
| Interest expense | 604,000 | 1,185,000 | 1,741,000 | 2,257,000 |
| Net interest income | 1,340,000 | 2,720,000 | 4,089,000 | 5,448,000 |
| Noninterest income | 243,000 | 528,000 | 827,000 | 1,116,000 |
| Noninterest expense | 911,000 | 1,878,000 | 2,907,000 | 3,868,000 |
| Provision for loan losses | 61,000 | 124,000 | 277,000 | 518,000 |
| Pretax income | 611,000 | 1,246,000 | 1,732,000 | 2,178,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 12,000 |
| Net income | 609,000 | 1,240,000 | 1,723,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,715,000 | 11,716,000 | 11,859,000 | 11,912,000 |
| Total capital | 12,918,000 | 12,926,000 | 13,015,000 | 13,056,000 |
| Risk-weighted assets | 98,963,000 | 100,147,000 | 98,263,000 | 100,024,000 |