Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 116,307,000 | 115,590,000 | 116,193,000 | 113,537,000 |
| Total loans | 92,712,000 | 92,410,000 | 94,145,000 | 95,138,000 |
| Allowance for loan losses | 1,106,000 | 1,119,000 | 1,174,000 | 1,180,000 |
| Securities available for sale | 14,744,000 | 14,489,000 | 13,970,000 | 11,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,345,000 | 92,027,000 | 92,557,000 | 89,500,000 |
| Interest-bearing deposits | 85,518,000 | 84,936,000 | 84,808,000 | 82,436,000 |
| Noninterest-bearing deposits | 6,827,000 | 7,091,000 | 7,749,000 | 7,064,000 |
| Equity capital | 11,305,000 | 11,683,000 | 12,057,000 | 12,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,150,000 | 6,192,000 | 8,240,000 |
| Interest expense | 807,000 | 1,579,000 | 2,303,000 | 2,970,000 |
| Net interest income | 1,271,000 | 2,571,000 | 3,889,000 | 5,270,000 |
| Noninterest income | 220,000 | 488,000 | 749,000 | 1,015,000 |
| Noninterest expense | 868,000 | 1,763,000 | 2,672,000 | 3,626,000 |
| Provision for loan losses | 58,000 | 261,000 | 329,000 | 399,000 |
| Pretax income | 565,000 | 1,035,000 | 1,637,000 | 2,260,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 563,000 | 1,031,000 | 1,631,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,187,000 | 11,325,000 | 11,585,000 | 11,706,000 |
| Total capital | 12,293,000 | 12,444,000 | 12,759,000 | 12,886,000 |
| Risk-weighted assets | 95,789,000 | 95,384,000 | 97,298,000 | 97,537,000 |