Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,995,000 | 108,055,000 | 109,953,000 | 110,938,000 |
| Total loans | 84,183,000 | 83,632,000 | 88,138,000 | 89,680,000 |
| Allowance for loan losses | 1,029,000 | 1,070,000 | 1,058,000 | 1,075,000 |
| Securities available for sale | 17,030,000 | 16,526,000 | 16,150,000 | 15,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,864,000 | 86,453,000 | 87,099,000 | 88,795,000 |
| Interest-bearing deposits | 79,551,000 | 79,916,000 | 80,714,000 | 81,865,000 |
| Noninterest-bearing deposits | 6,313,000 | 6,537,000 | 6,385,000 | 6,930,000 |
| Equity capital | 10,621,000 | 10,878,000 | 11,189,000 | 11,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,365,000 | 6,502,000 | 8,728,000 |
| Interest expense | 1,112,000 | 2,165,000 | 3,166,000 | 4,044,000 |
| Net interest income | 1,084,000 | 2,200,000 | 3,336,000 | 4,684,000 |
| Noninterest income | 399,000 | 660,000 | 956,000 | 1,072,000 |
| Noninterest expense | 835,000 | 1,693,000 | 2,574,000 | 3,499,000 |
| Provision for loan losses | 48,000 | 102,000 | 189,000 | 233,000 |
| Pretax income | 602,000 | 1,067,000 | 1,531,000 | 2,026,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 600,000 | 1,063,000 | 1,525,000 | 2,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,541,000 | 10,724,000 | 10,856,000 | 10,919,000 |
| Total capital | 11,539,000 | 11,793,000 | 11,914,000 | 11,994,000 |
| Risk-weighted assets | 79,838,000 | 85,802,000 | 91,429,000 | 92,901,000 |