Call reports 2005
FIRST NATIONAL BANK IN MENA — 2005
What FIRST NATIONAL BANK IN MENA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 118,996,000 |
| Total loans | 79,102,000 |
| Allowance for loan losses | 1,083,000 |
| Securities available for sale | 23,362,000 |
| Securities held to maturity | 9,829,000 |
| Trading assets | 0 |
| Total deposits | 90,405,000 |
| Interest-bearing deposits | 76,564,000 |
| Noninterest-bearing deposits | 13,841,000 |
| Equity capital | 9,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 1,558,000 |
| Interest expense | 405,000 |
| Net interest income | 1,153,000 |
| Noninterest income | 185,000 |
| Noninterest expense | 680,000 |
| Provision for loan losses | 36,000 |
| Pretax income | 622,000 |
| Income tax | 225,000 |
| Net income | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 9,861,000 |
| Total capital | 10,787,000 |
| Risk-weighted assets | 74,190,000 |