Call reports 2004
FIRST NATIONAL BANK IN MENA — 2004
What FIRST NATIONAL BANK IN MENA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 119,565,000 | 122,259,000 | 119,951,000 | 116,694,000 |
| Total loans | 71,775,000 | 72,245,000 | 78,157,000 | 77,577,000 |
| Allowance for loan losses | 1,037,000 | 1,024,000 | 1,047,000 | 1,054,000 |
| Securities available for sale | 12,915,000 | 12,699,000 | 10,656,000 | 18,631,000 |
| Securities held to maturity | 28,368,000 | 24,381,000 | 23,644,000 | 14,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,324,000 | 92,468,000 | 89,969,000 | 87,833,000 |
| Interest-bearing deposits | 78,295,000 | 78,395,000 | 75,834,000 | 73,899,000 |
| Noninterest-bearing deposits | 12,029,000 | 14,073,000 | 14,135,000 | 13,934,000 |
| Equity capital | 15,524,000 | 15,759,000 | 16,152,000 | 15,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 2,981,000 | 4,497,000 | 6,055,000 |
| Interest expense | 428,000 | 840,000 | 1,242,000 | 1,643,000 |
| Net interest income | 1,078,000 | 2,141,000 | 3,255,000 | 4,412,000 |
| Noninterest income | 185,000 | 353,000 | 546,000 | 731,000 |
| Noninterest expense | 700,000 | 1,370,000 | 2,028,000 | 2,714,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 533,000 | 1,064,000 | 1,683,000 | 2,309,000 |
| Income tax | 186,000 | 370,000 | 593,000 | 819,000 |
| Net income | 347,000 | 694,000 | 1,090,000 | 1,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,396,000 | 15,743,000 | 16,139,000 | 15,464,000 |
| Total capital | 16,239,000 | 16,593,000 | 17,054,000 | 16,372,000 |
| Risk-weighted assets | 66,457,000 | 67,794,000 | 73,028,000 | 72,678,000 |