Call reports 2003
FIRST NATIONAL BANK IN MENA — 2003
What FIRST NATIONAL BANK IN MENA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 126,730,000 | 126,081,000 | 122,039,000 | 119,772,000 |
| Total loans | 72,247,000 | 71,903,000 | 70,264,000 | 70,765,000 |
| Allowance for loan losses | 998,000 | 984,000 | 1,005,000 | 1,019,000 |
| Securities available for sale | 9,930,000 | 9,969,000 | 13,025,000 | 12,928,000 |
| Securities held to maturity | 34,274,000 | 34,306,000 | 31,270,000 | 30,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,472,000 | 94,871,000 | 91,073,000 | 90,329,000 |
| Interest-bearing deposits | 83,114,000 | 81,941,000 | 79,359,000 | 78,055,000 |
| Noninterest-bearing deposits | 13,358,000 | 12,930,000 | 11,714,000 | 12,275,000 |
| Equity capital | 15,343,000 | 15,711,000 | 15,978,000 | 15,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,315,000 | 4,904,000 | 6,439,000 |
| Interest expense | 588,000 | 1,153,000 | 1,667,000 | 2,137,000 |
| Net interest income | 1,069,000 | 2,162,000 | 3,237,000 | 4,302,000 |
| Noninterest income | 151,000 | 284,000 | 441,000 | 597,000 |
| Noninterest expense | 685,000 | 1,384,000 | 2,103,000 | 2,836,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 505,000 | 1,002,000 | 1,485,000 | 1,943,000 |
| Income tax | 172,000 | 340,000 | 501,000 | 650,000 |
| Net income | 333,000 | 662,000 | 984,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,190,000 | 15,520,000 | 15,840,000 | 15,049,000 |
| Total capital | 16,066,000 | 16,388,000 | 16,685,000 | 15,879,000 |
| Risk-weighted assets | 69,941,000 | 69,328,000 | 67,446,000 | 66,241,000 |