Call reports 2002
FIRST NATIONAL BANK IN MENA — 2002
What FIRST NATIONAL BANK IN MENA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 119,740,000 | 122,797,000 | 123,649,000 | 122,344,000 |
| Total loans | 67,586,000 | 66,356,000 | 70,589,000 | 70,081,000 |
| Allowance for loan losses | 1,010,000 | 925,000 | 969,000 | 986,000 |
| Securities available for sale | 1,015,000 | 6,606,000 | 7,897,000 | 7,894,000 |
| Securities held to maturity | 40,820,000 | 40,780,000 | 36,668,000 | 34,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,074,000 | 93,220,000 | 94,033,000 | 93,817,000 |
| Interest-bearing deposits | 77,996,000 | 81,618,000 | 81,916,000 | 81,545,000 |
| Noninterest-bearing deposits | 12,078,000 | 11,602,000 | 12,117,000 | 12,272,000 |
| Equity capital | 14,780,000 | 15,091,000 | 15,590,000 | 14,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,655,000 | 5,441,000 | 7,191,000 |
| Interest expense | 801,000 | 1,562,000 | 2,288,000 | 2,950,000 |
| Net interest income | 1,042,000 | 2,093,000 | 3,153,000 | 4,241,000 |
| Noninterest income | 149,000 | 288,000 | 495,000 | 642,000 |
| Noninterest expense | 694,000 | 1,378,000 | 2,056,000 | 2,750,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 467,000 | 943,000 | 1,502,000 | 2,013,000 |
| Income tax | 153,000 | 311,000 | 497,000 | 664,000 |
| Net income | 314,000 | 632,000 | 1,005,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,771,000 | 15,090,000 | 15,463,000 | 14,857,000 |
| Total capital | 15,583,000 | 15,926,000 | 16,316,000 | 15,707,000 |
| Risk-weighted assets | 64,753,000 | 66,761,000 | 68,089,000 | 67,846,000 |