Call reports 2001
FIRST NATIONAL BANK IN MENA — 2001
What FIRST NATIONAL BANK IN MENA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 118,057,000 | 118,561,000 | 113,114,000 | 117,317,000 |
| Total loans | 73,582,000 | 69,949,000 | 69,445,000 | 67,324,000 |
| Allowance for loan losses | 1,144,000 | 1,128,000 | 1,063,000 | 1,028,000 |
| Securities available for sale | 7,524,000 | 6,035,000 | 1,029,000 | 1,007,000 |
| Securities held to maturity | 25,488,000 | 25,957,000 | 30,299,000 | 42,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,088,000 | 86,798,000 | 85,425,000 | 88,428,000 |
| Interest-bearing deposits | 73,789,000 | 75,116,000 | 74,037,000 | 76,588,000 |
| Noninterest-bearing deposits | 12,299,000 | 11,682,000 | 11,388,000 | 11,839,000 |
| Equity capital | 14,195,000 | 14,590,000 | 14,998,000 | 14,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,487,000 | 6,551,000 | 8,450,000 |
| Interest expense | 1,095,000 | 2,128,000 | 3,108,000 | 4,002,000 |
| Net interest income | 1,206,000 | 2,359,000 | 3,443,000 | 4,448,000 |
| Noninterest income | 184,000 | 349,000 | 607,000 | 750,000 |
| Noninterest expense | 710,000 | 1,427,000 | 2,141,000 | 2,837,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 80,000 |
| Pretax income | 630,000 | 1,231,000 | 1,859,000 | 2,281,000 |
| Income tax | 220,000 | 433,000 | 649,000 | 793,000 |
| Net income | 410,000 | 798,000 | 1,210,000 | 1,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,179,000 | 14,567,000 | 14,979,000 | 14,457,000 |
| Total capital | 15,074,000 | 15,385,000 | 15,776,000 | 15,252,000 |
| Risk-weighted assets | 71,322,000 | 65,150,000 | 63,411,000 | 63,386,000 |