Call reports 2025
5STAR BANK — 2025
What 5STAR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 372,754,000 | 414,834,000 | 390,452,000 | 376,735,000 |
| Total loans | 324,904,000 | 334,363,000 | 315,769,000 | 312,742,000 |
| Allowance for loan losses | 4,073,000 | 4,032,000 | 3,800,000 | 3,760,000 |
| Securities available for sale | 28,516,000 | 27,724,000 | 26,873,000 | 19,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,782,000 | 350,592,000 | 325,191,000 | 309,858,000 |
| Interest-bearing deposits | 249,289,000 | 285,039,000 | 258,511,000 | 237,535,000 |
| Noninterest-bearing deposits | 60,493,000 | 65,553,000 | 66,680,000 | 72,323,000 |
| Equity capital | 61,301,000 | 62,539,000 | 64,033,000 | 65,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,186,000 | 13,088,000 | 20,001,000 | 26,712,000 |
| Interest expense | 1,879,000 | 3,994,000 | 6,113,000 | 7,966,000 |
| Net interest income | 4,307,000 | 9,094,000 | 13,888,000 | 18,746,000 |
| Noninterest income | 193,000 | 383,000 | 524,000 | 637,000 |
| Noninterest expense | 2,620,000 | 5,388,000 | 8,262,000 | 11,189,000 |
| Provision for loan losses | 150,000 | 109,000 | -123,000 | -163,000 |
| Pretax income | 1,730,000 | 3,709,000 | 4,333,000 | 6,048,000 |
| Income tax | 405,000 | 939,000 | 1,054,000 | 1,451,000 |
| Net income | 1,325,000 | 2,770,000 | 3,279,000 | 4,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,909,000 | 63,361,000 | 63,882,000 | 65,210,000 |