Call reports 2024
5STAR BANK — 2024
What 5STAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 374,583,000 | 375,349,000 | 359,225,000 | 369,801,000 |
| Total loans | 313,590,000 | 315,469,000 | 316,858,000 | 311,008,000 |
| Allowance for loan losses | 3,897,000 | 3,872,000 | 3,968,000 | 3,923,000 |
| Securities available for sale | 22,342,000 | 23,913,000 | 27,082,000 | 26,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,727,000 | 316,748,000 | 299,147,000 | 308,170,000 |
| Interest-bearing deposits | 256,995,000 | 249,306,000 | 232,737,000 | 242,903,000 |
| Noninterest-bearing deposits | 59,732,000 | 67,442,000 | 66,410,000 | 65,267,000 |
| Equity capital | 56,161,000 | 57,235,000 | 58,695,000 | 59,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,059,000 | 12,234,000 | 18,642,000 | 24,949,000 |
| Interest expense | 2,075,000 | 4,193,000 | 6,264,000 | 8,156,000 |
| Net interest income | 3,984,000 | 8,041,000 | 12,378,000 | 16,793,000 |
| Noninterest income | 179,000 | 375,000 | 562,000 | 822,000 |
| Noninterest expense | 3,488,000 | 6,413,000 | 9,113,000 | 12,029,000 |
| Provision for loan losses | 69,000 | 139,000 | 140,000 | 225,000 |
| Pretax income | 782,000 | 2,040,000 | 3,863,000 | 5,537,000 |
| Income tax | 169,000 | 461,000 | 955,000 | 1,382,000 |
| Net income | 613,000 | 1,579,000 | 2,908,000 | 4,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,104,000 | 58,074,000 | 59,409,000 | 60,562,000 |