Call reports 2023
5STAR BANK — 2023
What 5STAR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 354,717,000 | 355,635,000 | 360,018,000 | 364,696,000 |
| Total loans | 322,217,000 | 322,526,000 | 315,941,000 | 313,929,000 |
| Allowance for loan losses | 3,792,000 | 3,938,000 | 3,911,000 | 3,828,000 |
| Securities available for sale | 22,056,000 | 21,563,000 | 21,316,000 | 22,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,347,000 | 266,247,000 | 302,866,000 | 306,862,000 |
| Interest-bearing deposits | 206,072,000 | 67,714,000 | 231,252,000 | 243,926,000 |
| Noninterest-bearing deposits | 74,275,000 | 198,533,000 | 71,614,000 | 62,936,000 |
| Equity capital | 53,915,000 | 54,185,000 | 54,835,000 | 55,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,478,000 | 11,242,000 | 17,496,000 | 23,427,000 |
| Interest expense | 1,066,000 | 2,672,000 | 4,402,000 | 6,493,000 |
| Net interest income | 4,412,000 | 8,570,000 | 13,094,000 | 16,934,000 |
| Noninterest income | 170,000 | 386,000 | 536,000 | 728,000 |
| Noninterest expense | 3,522,000 | 5,589,000 | 9,201,000 | 12,643,000 |
| Provision for loan losses | -176,000 | -32,000 | -32,000 | -97,000 |
| Pretax income | 1,712,000 | 2,923,000 | 3,961,000 | 4,616,000 |
| Income tax | 371,000 | 641,000 | 860,000 | 984,000 |
| Net income | 1,341,000 | 2,282,000 | 3,101,000 | 3,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,080,000 | 55,724,000 | 56,548,000 | 57,085,000 |