Call reports 2022
5STAR BANK — 2022
What 5STAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 383,007,000 | 360,881,000 | 355,864,000 | 360,036,000 |
| Total loans | 289,703,000 | 291,333,000 | 309,018,000 | 312,994,000 |
| Allowance for loan losses | 3,977,000 | 3,845,000 | 3,988,000 | 3,965,000 |
| Securities available for sale | 16,925,000 | 23,329,000 | 22,419,000 | 22,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,205,000 | 309,180,000 | 302,922,000 | 304,662,000 |
| Interest-bearing deposits | 254,217,000 | 210,329,000 | 203,743,000 | 212,652,000 |
| Noninterest-bearing deposits | 75,988,000 | 98,851,000 | 99,179,000 | 92,010,000 |
| Equity capital | 48,537,000 | 49,447,000 | 50,737,000 | 52,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,022,000 | 8,214,000 | 13,422,000 | 18,624,000 |
| Interest expense | 297,000 | 547,000 | 922,000 | 1,623,000 |
| Net interest income | 3,725,000 | 7,667,000 | 12,500,000 | 17,001,000 |
| Noninterest income | 161,000 | 349,000 | 558,000 | 711,000 |
| Noninterest expense | 2,106,000 | 4,342,000 | 6,658,000 | 9,055,000 |
| Provision for loan losses | -114,000 | -248,000 | -107,000 | -132,000 |
| Pretax income | 1,894,000 | 3,922,000 | 6,507,000 | 8,789,000 |
| Income tax | 444,000 | 916,000 | 1,525,000 | 2,054,000 |
| Net income | 1,450,000 | 3,006,000 | 4,982,000 | 6,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,416,000 | 49,983,000 | 51,967,000 | 53,727,000 |