Call reports 2021
5STAR BANK — 2021
What 5STAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 403,193,000 | 381,805,000 | 433,309,000 | 414,074,000 |
| Total loans | 277,827,000 | 293,536,000 | 290,038,000 | 282,832,000 |
| Allowance for loan losses | 4,121,000 | 4,131,000 | 4,049,000 | 3,970,000 |
| Securities available for sale | 10,935,000 | 13,971,000 | 15,585,000 | 17,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,048,000 | 329,609,000 | 374,227,000 | 357,654,000 |
| Interest-bearing deposits | 245,270,000 | 246,033,000 | 286,606,000 | 273,718,000 |
| Noninterest-bearing deposits | 91,778,000 | 83,576,000 | 87,620,000 | 83,936,000 |
| Equity capital | 44,161,000 | 45,527,000 | 46,669,000 | 48,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,603,000 | 7,492,000 | 11,614,000 | 15,682,000 |
| Interest expense | 395,000 | 759,000 | 1,099,000 | 1,415,000 |
| Net interest income | 3,208,000 | 6,733,000 | 10,515,000 | 14,267,000 |
| Noninterest income | 239,000 | 430,000 | 597,000 | 797,000 |
| Noninterest expense | 2,022,000 | 4,249,000 | 6,496,000 | 8,748,000 |
| Provision for loan losses | 19,000 | 29,000 | 64,000 | -21,000 |
| Pretax income | 1,406,000 | 2,935,000 | 4,602,000 | 6,387,000 |
| Income tax | 344,000 | 679,000 | 1,080,000 | 1,512,000 |
| Net income | 1,062,000 | 2,256,000 | 3,522,000 | 4,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,119,000 | 44,319,000 | 45,595,000 | 46,964,000 |