Call reports 2019
5STAR BANK — 2019
What 5STAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 221,562,000 | 212,558,000 | 250,706,000 | 271,474,000 |
| Total loans | 176,927,000 | 191,291,000 | 222,772,000 | 234,577,000 |
| Allowance for loan losses | 2,286,000 | 2,604,000 | 2,879,000 | 3,015,000 |
| Securities available for sale | 19,607,000 | 1,993,000 | 1,996,000 | 2,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,408,000 | 173,005,000 | 210,211,000 | 230,059,000 |
| Interest-bearing deposits | 137,572,000 | 125,114,000 | 158,144,000 | 175,179,000 |
| Noninterest-bearing deposits | 44,836,000 | 47,891,000 | 52,067,000 | 54,880,000 |
| Equity capital | 38,262,000 | 38,841,000 | 39,676,000 | 40,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,880,000 | 5,850,000 | 9,253,000 | 12,803,000 |
| Interest expense | 380,000 | 791,000 | 1,309,000 | 1,926,000 |
| Net interest income | 2,500,000 | 5,059,000 | 7,944,000 | 10,877,000 |
| Noninterest income | 169,000 | 344,000 | 722,000 | 918,000 |
| Noninterest expense | 1,675,000 | 3,470,000 | 5,347,000 | 7,350,000 |
| Provision for loan losses | 121,000 | 439,000 | 714,000 | 896,000 |
| Pretax income | 873,000 | 1,494,000 | 2,605,000 | 3,549,000 |
| Income tax | 217,000 | 373,000 | 650,000 | 887,000 |
| Net income | 656,000 | 1,121,000 | 1,955,000 | 2,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,430,000 | 37,913,000 | 38,759,000 | 39,479,000 |
| Total capital | 39,716,000 | 40,374,000 | 41,603,000 | 42,490,000 |
| Risk-weighted assets | 187,211,000 | 196,752,000 | 227,471,000 | 240,888,000 |