Call reports 2018
5STAR BANK — 2018
What 5STAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 199,018,000 | 216,769,000 | 216,396,000 | 209,438,000 |
| Total loans | 155,602,000 | 159,426,000 | 167,135,000 | 174,727,000 |
| Allowance for loan losses | 1,786,000 | 1,807,000 | 2,084,000 | 2,165,000 |
| Securities available for sale | 17,893,000 | 17,154,000 | 21,348,000 | 20,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,404,000 | 179,631,000 | 178,752,000 | 171,335,000 |
| Interest-bearing deposits | 130,531,000 | 139,557,000 | 129,540,000 | 124,741,000 |
| Noninterest-bearing deposits | 31,873,000 | 40,075,000 | 49,212,000 | 46,594,000 |
| Equity capital | 35,631,000 | 36,438,000 | 36,882,000 | 37,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,293,000 | 4,772,000 | 7,406,000 | 10,141,000 |
| Interest expense | 214,000 | 489,000 | 791,000 | 1,115,000 |
| Net interest income | 2,079,000 | 4,283,000 | 6,615,000 | 9,026,000 |
| Noninterest income | 160,000 | 371,000 | 551,000 | 733,000 |
| Noninterest expense | 1,364,000 | 2,663,000 | 4,130,000 | 5,902,000 |
| Provision for loan losses | 40,000 | 61,000 | 480,000 | 561,000 |
| Pretax income | 835,000 | 1,930,000 | 2,556,000 | 3,296,000 |
| Income tax | 208,000 | 484,000 | 640,000 | 825,000 |
| Net income | 627,000 | 1,446,000 | 1,916,000 | 2,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,853,000 | 35,694,000 | 36,183,000 | 36,757,000 |
| Total capital | 36,639,000 | 37,501,000 | 38,267,000 | 38,922,000 |
| Risk-weighted assets | 164,009,000 | 169,603,000 | 173,829,000 | 180,281,000 |