Call reports 2017
5STAR BANK — 2017
What 5STAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 184,324,000 | 183,471,000 | 186,771,000 | 193,117,000 |
| Total loans | 130,832,000 | 131,328,000 | 140,647,000 | 145,861,000 |
| Allowance for loan losses | 1,250,000 | 1,325,000 | 1,495,000 | 1,746,000 |
| Securities available for sale | 16,545,000 | 21,754,000 | 20,413,000 | 18,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,763,000 | 147,734,000 | 150,864,000 | 157,093,000 |
| Interest-bearing deposits | 125,642,000 | 127,142,000 | 127,231,000 | 124,984,000 |
| Noninterest-bearing deposits | 27,121,000 | 20,592,000 | 23,633,000 | 32,109,000 |
| Equity capital | 30,691,000 | 34,674,000 | 35,024,000 | 35,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 4,305,000 | 6,439,000 | 8,623,000 |
| Interest expense | 162,000 | 336,000 | 519,000 | 720,000 |
| Net interest income | 1,831,000 | 3,969,000 | 5,920,000 | 7,903,000 |
| Noninterest income | 157,000 | 315,000 | 475,000 | 638,000 |
| Noninterest expense | 1,130,000 | 2,333,000 | 3,686,000 | 4,969,000 |
| Provision for loan losses | 5,000 | 83,000 | 253,000 | 388,000 |
| Pretax income | 853,000 | 1,868,000 | 2,456,000 | 3,184,000 |
| Income tax | 317,000 | 694,000 | 916,000 | 1,418,000 |
| Net income | 536,000 | 1,174,000 | 1,540,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,726,000 | 33,684,000 | 34,066,000 | 34,308,000 |
| Total capital | 30,976,000 | 35,009,000 | 35,561,000 | 36,054,000 |
| Risk-weighted assets | 137,680,000 | 136,964,000 | 142,327,000 | 150,608,000 |