Call reports 2014
5STAR BANK — 2014
What 5STAR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 168,632,000 | 170,287,000 | 167,518,000 | 172,746,000 |
| Total loans | 99,886,000 | 107,205,000 | 116,082,000 | 112,558,000 |
| Allowance for loan losses | 1,234,000 | 1,048,000 | 1,105,000 | 1,172,000 |
| Securities available for sale | 44,000,000 | 42,260,000 | 40,604,000 | 11,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,996,000 | 132,316,000 | 129,059,000 | 134,192,000 |
| Interest-bearing deposits | 118,293,000 | 117,107,000 | 114,883,000 | 122,925,000 |
| Noninterest-bearing deposits | 12,703,000 | 15,209,000 | 14,176,000 | 11,267,000 |
| Equity capital | 36,993,000 | 37,169,000 | 37,527,000 | 37,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,351,000 | 5,149,000 | 6,927,000 |
| Interest expense | 153,000 | 294,000 | 430,000 | 555,000 |
| Net interest income | 1,496,000 | 3,057,000 | 4,719,000 | 6,372,000 |
| Noninterest income | 140,000 | 294,000 | 461,000 | 600,000 |
| Noninterest expense | 1,190,000 | 2,414,000 | 3,593,000 | 4,758,000 |
| Provision for loan losses | -6,000 | 293,000 | 350,000 | 418,000 |
| Pretax income | 452,000 | 2,434,000 | 3,027,000 | 3,437,000 |
| Income tax | 148,000 | 872,000 | 1,077,000 | 1,216,000 |
| Net income | 304,000 | 1,562,000 | 1,950,000 | 2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,157,000 | 36,385,000 | 37,198,000 | 37,470,000 |
| Total capital | 37,391,000 | 37,433,000 | 38,303,000 | 38,642,000 |
| Risk-weighted assets | 115,064,000 | 121,048,000 | 126,694,000 | 124,714,000 |