Call reports 2011
5STAR BANK — 2011
What 5STAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,080,000 | 182,018,000 | 182,352,000 | 187,661,000 |
| Total loans | 75,478,000 | 80,383,000 | 87,464,000 | 92,910,000 |
| Allowance for loan losses | 1,122,000 | 1,158,000 | 1,276,000 | 1,448,000 |
| Securities available for sale | 83,508,000 | 83,484,000 | 72,080,000 | 63,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,237,000 | 139,134,000 | 141,717,000 | 147,240,000 |
| Interest-bearing deposits | 132,002,000 | 133,695,000 | 134,781,000 | 140,292,000 |
| Noninterest-bearing deposits | 5,235,000 | 5,438,000 | 6,936,000 | 6,948,000 |
| Equity capital | 38,038,000 | 38,866,000 | 38,803,000 | 38,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,460,000 | 5,292,000 | 7,193,000 |
| Interest expense | 275,000 | 543,000 | 802,000 | 1,052,000 |
| Net interest income | 1,451,000 | 2,917,000 | 4,490,000 | 6,141,000 |
| Noninterest income | 299,000 | 458,000 | 609,000 | 1,012,000 |
| Noninterest expense | 1,699,000 | 3,186,000 | 4,723,000 | 6,315,000 |
| Provision for loan losses | 12,000 | 48,000 | 167,000 | 393,000 |
| Pretax income | 39,000 | 155,000 | 388,000 | 624,000 |
| Income tax | -28,000 | -26,000 | 20,000 | 70,000 |
| Net income | 67,000 | 181,000 | 368,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,850,000 | 37,281,000 | 37,374,000 | 37,654,000 |
| Total capital | 37,972,000 | 38,439,000 | 38,650,000 | 39,085,000 |
| Risk-weighted assets | 101,227,000 | 107,802,000 | 112,428,000 | 114,482,000 |