Call reports 2010
5STAR BANK — 2010
What 5STAR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 186,740,000 | 187,266,000 | 178,592,000 | 181,359,000 |
| Total loans | 129,016,000 | 62,578,000 | 65,118,000 | 71,517,000 |
| Allowance for loan losses | 4,907,000 | 1,156,000 | 1,150,000 | 1,110,000 |
| Securities available for sale | 26,791,000 | 106,443,000 | 93,202,000 | 78,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,755,000 | 143,281,000 | 135,329,000 | 139,831,000 |
| Interest-bearing deposits | 147,529,000 | 138,221,000 | 131,518,000 | 136,272,000 |
| Noninterest-bearing deposits | 3,226,000 | 5,060,000 | 3,811,000 | 3,559,000 |
| Equity capital | 34,559,000 | 39,502,000 | 39,520,000 | 38,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,873,000 | 4,387,000 | 6,017,000 | 7,563,000 |
| Interest expense | 571,000 | 1,043,000 | 1,362,000 | 1,653,000 |
| Net interest income | 2,302,000 | 3,344,000 | 4,655,000 | 5,910,000 |
| Noninterest income | 1,150,000 | 6,674,000 | 7,337,000 | 8,140,000 |
| Noninterest expense | 2,539,000 | 5,233,000 | 7,416,000 | 9,912,000 |
| Provision for loan losses | 875,000 | -2,684,000 | -2,698,000 | -2,571,000 |
| Pretax income | 38,000 | 7,469,000 | 7,274,000 | 6,709,000 |
| Income tax | -31,000 | 2,706,000 | 2,589,000 | 2,336,000 |
| Net income | 69,000 | 4,763,000 | 4,685,000 | 4,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,204,000 | 38,461,000 | 38,411,000 | 37,673,000 |
| Total capital | 33,949,000 | 39,577,000 | 39,545,000 | 38,783,000 |
| Risk-weighted assets | 136,458,000 | 89,241,000 | 90,674,000 | 96,915,000 |