Call reports 2002
5STAR BANK — 2002
What 5STAR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 212,319,000 | 211,782,000 | 216,978,000 | 217,686,000 |
| Total loans | 102,162,000 | 100,512,000 | 96,357,000 | 95,406,000 |
| Allowance for loan losses | 7,655,000 | 7,307,000 | 7,211,000 | 6,829,000 |
| Securities available for sale | 76,367,000 | 92,334,000 | 103,257,000 | 100,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,742,000 | 182,330,000 | 186,655,000 | 186,968,000 |
| Interest-bearing deposits | 182,653,000 | 180,593,000 | 184,882,000 | 185,993,000 |
| Noninterest-bearing deposits | 1,089,000 | 1,737,000 | 1,774,000 | 975,000 |
| Equity capital | 26,578,000 | 27,942,000 | 28,824,000 | 29,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,616,000 | 8,907,000 | 12,931,000 | 16,812,000 |
| Interest expense | 1,460,000 | 2,853,000 | 4,160,000 | 5,282,000 |
| Net interest income | 3,156,000 | 6,054,000 | 8,771,000 | 11,530,000 |
| Noninterest income | 1,420,000 | 2,959,000 | 4,516,000 | 6,088,000 |
| Noninterest expense | 2,614,000 | 5,160,000 | 7,602,000 | 10,401,000 |
| Provision for loan losses | 1,286,000 | 2,662,000 | 3,855,000 | 5,079,000 |
| Pretax income | 905,000 | 1,460,000 | 2,138,000 | 2,723,000 |
| Income tax | 326,000 | 526,000 | 782,000 | 992,000 |
| Net income | 579,000 | 934,000 | 1,356,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,705,000 | 27,059,000 | 27,482,000 | 27,857,000 |
| Total capital | 28,491,000 | 28,801,000 | 29,218,000 | 29,589,000 |
| Risk-weighted assets | 137,133,000 | 133,777,000 | 133,368,000 | 133,441,000 |