Call reports 2001
5STAR BANK — 2001
What 5STAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 216,943,000 | 220,148,000 | 220,940,000 | 215,021,000 |
| Total loans | 123,891,000 | 119,132,000 | 115,024,000 | 115,537,000 |
| Allowance for loan losses | 8,157,000 | 7,949,000 | 7,774,000 | 7,776,000 |
| Securities available for sale | 66,459,000 | 55,350,000 | 65,425,000 | 81,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,896,000 | 192,548,000 | 192,256,000 | 186,527,000 |
| Interest-bearing deposits | 188,615,000 | 190,929,000 | 189,180,000 | 185,728,000 |
| Noninterest-bearing deposits | 1,281,000 | 1,619,000 | 3,076,000 | 799,000 |
| Equity capital | 25,563,000 | 25,782,000 | 26,795,000 | 26,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,622,000 | 10,848,000 | 15,845,000 | 20,779,000 |
| Interest expense | 2,506,000 | 4,958,000 | 7,232,000 | 8,967,000 |
| Net interest income | 4,116,000 | 5,890,000 | 8,613,000 | 11,812,000 |
| Noninterest income | 225,000 | 2,608,000 | 4,054,000 | 5,613,000 |
| Noninterest expense | 2,520,000 | 5,010,000 | 7,599,000 | 10,635,000 |
| Provision for loan losses | 1,600,000 | 2,955,000 | 4,195,000 | 5,699,000 |
| Pretax income | 221,000 | 533,000 | 1,034,000 | 1,351,000 |
| Income tax | 66,000 | 169,000 | 346,000 | 432,000 |
| Net income | 155,000 | 364,000 | 688,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,255,000 | 24,884,000 | 25,807,000 | 25,761,000 |
| Total capital | 26,341,000 | 26,928,000 | 27,904,000 | 27,702,000 |
| Risk-weighted assets | 160,836,000 | 157,617,000 | 162,049,000 | 149,429,000 |