Call reports 2025
CAPRA BANK — 2025
What CAPRA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 718,396,000 | 770,757,000 | 984,096,000 | 978,096,000 |
| Total loans | 302,377,000 | 353,300,000 | 399,751,000 | 464,294,000 |
| Allowance for loan losses | 3,027,000 | 3,536,000 | 4,006,000 | 4,636,000 |
| Securities available for sale | 266,311,000 | 358,974,000 | 484,036,000 | 469,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 649,637,000 | 701,400,000 | 912,198,000 | 883,204,000 |
| Interest-bearing deposits | 595,451,000 | 652,235,000 | 847,756,000 | 808,292,000 |
| Noninterest-bearing deposits | 54,186,000 | 49,165,000 | 64,442,000 | 74,912,000 |
| Equity capital | 66,335,000 | 66,151,000 | 67,602,000 | 70,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,662,000 | 20,816,000 | 33,893,000 | 49,056,000 |
| Interest expense | 4,458,000 | 9,844,000 | 16,300,000 | 23,444,000 |
| Net interest income | 5,204,000 | 10,972,000 | 17,593,000 | 25,612,000 |
| Noninterest income | 336,000 | 799,000 | 1,509,000 | 2,252,000 |
| Noninterest expense | 4,223,000 | 8,453,000 | 13,391,000 | 19,294,000 |
| Provision for loan losses | 707,000 | 1,215,000 | 1,686,000 | 2,315,000 |
| Pretax income | 710,000 | 2,295,000 | 4,577,000 | 6,853,000 |
| Income tax | 178,000 | 565,000 | 1,137,000 | 1,273,000 |
| Net income | 532,000 | 1,730,000 | 3,440,000 | 5,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,725,000 | 62,523,000 | 63,126,000 | 64,794,000 |
| Total capital | 64,814,000 | 66,124,000 | 67,201,000 | 69,678,000 |
| Risk-weighted assets | 395,036,000 | 446,488,000 | 521,367,000 | 582,244,000 |